First Interstate BancSystem, Inc.

First Interstate BancSystem, Inc.

FIBK
First Interstate BancSystem, Inc.US flagNASDAQ Global Select
37.11
USD
+0.55
- -
3.60BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8
8.08
8.54
9.26
9.56
9.89
10.02
10.28
10.36
10.71
9.89
9.71
10.32
10.38
Basic EPS, GAAP
1.98
1.89
1.92
2.15
2.07
2.77
2.84
2.53
3.12
1.96
2.48
2.19
2.95
3.07
Free Cash Flow per Basic Share
3.45
2.73
2.55
2.65
2.46
3.79
2
4.22
4.58
5.17
4.13
3.45
2.98
2.78
Dividend per Share
0.41
0.64
0.8
0.89
0.94
1.11
1.24
2.02
1.65
1.76
1.88
1.9
1.89
1.89
Book Value per Share
18.77
20.43
21.03
22.26
27.99
29.74
31.47
29.92
32.4
34.38
34.54
35.21
35.34
35.01
Tangible Book Value per Share
13.77
15.15
15.93
16.66
17.67
18.39
20.43
19.85
21.01
17.86
19.44
20.5
22.13
21.52
Basic Weighted Avg Shares
44
45
45
45
51
58
64
64
62
103
104
103
103
102
Sales/Revenue/Turnover
349
360
386
412
492
571
638
654
639
1,106
1,026
1,000
1,059
1,054
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16
17
18
20
18
28
39
45
44
56
54
57
51
53
Net Income, GAAP
86
84
87
96
106
160
181
161
192
202
258
226
302
312
Effective Tax Rate (%)
35.09
34.88
33.47
34.14
32.04
22.35
23.01
22.98
22.48
21.35
23.55
23.26
22.87
22.52
Profit Margin (%)
24.71
23.43
22.49
23.22
21.66
28.04
28.39
24.66
30.08
18.29
25.1
22.61
28.53
29.62
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
119
121
110
110
116
103
101
199
199
284
284
295
296
297
Total Equity
802
909
950
983
1,428
1,694
2,014
1,960
1,987
3,074
3,228
3,304
3,447
3,358
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.09
9.76
9.33
9.86
8.76
10.15
9.73
8.25
9.85
7.29
7.22
6.27
8.33
8.69

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
309
295
297
LT Finance Leases
1
1
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
104
101
97
Market Capitalization
3,287
3,549
3,391

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,554
1,423
1,423
Accounts Receivable, Net
107
103
101
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
478
324
407
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.13%
13.56%
4.33%
Free Cash Flow
19.51%
8.73%
-13.92%
Net Income, GAAP
14.72%
14.64%
33.67%
Sales/Revenue/Turnover
12.34%
13.4%
5.91%
Total Cash Common Dividend
21.47%
12.99%
-0.82%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
242
244
252
261
1,000
2025
247
248
250
313
1,059
2026
242
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.57
0.58
0.54
0.51
2.19
2025
0.49
0.69
0.69
1.08
2.95
2026
0.61
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.47
0.48
0.48
0.48
1.9
2025
0.47
0.48
0.48
0.48
1.89
2026
0.46
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
James A. Reuter
Full Time Employees
3,481
Sector
Financial Services
Industry
Banks - Regional
Address
401 North 31st Street Billings MT United States of America 59116-0918
IPO Date
Mar 24, 2010
Website
fibk.com
Business
First Interstate BancSystem, Inc. (NASDAQ: FIBK) operates as a financial holding company and parent of First Interstate Bank, a community bank providing commercial, consumer, and digital banking products and services; real estate loans including commercial real estate, construction, residential, agricultural, and other categories; consumer loans such as direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized businesses in manufacturing, wholesale, retail, and service sectors; agricultural loans; trust, employee benefit, investment management, insurance, agency, and custodial services; online and mobile banking; marketing, credit review, loan servicing, credit card issuance and servicing, mortgage loan sales and servicing, indirect consumer loan purchasing and processing, loan collection services, and other operational support; treasury management; wealth management including financial planning and estate services; and repurchase agreements for commercial and municipal depositors to individuals, businesses, municipalities, nonprofits, and entities in agriculture, construction, education, energy, governmental services, healthcare, hospitality, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade primarily across Arizona, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, North Dakota, Oregon, South Dakota, Washington, and Wyoming. Founded through Homer Scott Sr.'s acquisition of its first bank in 1968 and headquartered in Billings, Montana, the company emphasizes relationship-focused community banking with a strong regional presence, diversified revenue from net interest income, fees, and loan servicing, and prudent risk management. In recent strategic shifts, First Interstate BancSystem agreed in April 2025 to sell twelve branches in Arizona and Kansas to Enterprise Bank & Trust, involving approximately $740 million in deposits and $200 million in loans to reallocate capital toward higher-market-share areas, and in October 2025 announced the sale of eleven Nebraska branches to Security First Bank, including about $280 million in deposits and $70 million in loans, both transactions pending regulatory approval and expected to close in early 2026.

Company News

MCPAPIChat
  • First Interstate BancSystem, Inc. (FIBK) Q1 2026 Earnings Call Transcript

  • Compared to Estimates, First Interstate BancSystem (FIBK) Q1 Earnings: A Look at Key Metrics

  • First Interstate BancSystem (FIBK) Q1 Earnings Surpass Estimates

  • First Interstate BancSystem, Inc. Reports First Quarter Earnings

  • First Financial Corp. (THFF) Tops Q1 Earnings and Revenue Estimates

  • First Interstate BancSystem Is Getting Closer To An Upgrade

  • Moody Aldrich Bets Big on First Interstate BancSystem (FIBK) With a 170,000 Share Purchase

  • State of Alaska Department of Revenue Boosts Stock Position in First Interstate BancSystem, Inc. $FIBK

  • Davidson Investment Advisors Buys 77,692 Shares of First Interstate BancSystem, Inc. $FIBK

  • SG Americas Securities LLC Has $2.62 Million Stock Holdings in First Interstate BancSystem, Inc. $FIBK

  • First Interstate BancSystem, Inc. Announces First Quarter Earnings Release and Conference Call

  • 18 Ideal 'Safe' Buys In March Sustainable Dividend Test

  • First Interstate BancSystem, Inc. (NASDAQ:FIBK) Given Consensus Recommendation of “Hold” by Analysts

  • 20 March Dogcatcher Favorite Toy Dog Dividend Fetchers

  • First Interstate BancSystem, Inc. $FIBK Shares Purchased by Dimensional Fund Advisors LP

  • First Interstate BancSystem (FIBK) Is Up 9.44% in One Week: What You Should Know

  • First Interstate BancSystem, Inc. (FIBK) Q4 2025 Earnings Call Transcript

  • Compared to Estimates, First Interstate BancSystem (FIBK) Q4 Earnings: A Look at Key Metrics

  • First Interstate BancSystem (FIBK) Q4 Earnings and Revenues Surpass Estimates

  • First Interstate BancSystem, Inc. Reports Fourth Quarter Earnings